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Dividend Rates
Dividends are declared by the Board of Directors and paid quarterly from current income and available earnings, after required transfers have been made.
Share Rates
Please refer to your quarterly newsletter for the most current rates, or call the office. All share types have different rates.
The assigned share types are as follows:
| Account | Annual Percentage Rate | Annual Percentage Yield |
| Share & Club | 1.50% | 1.51% |
| IRA | 2.75% | 2.78% |
| Certificates - 12 Month Term | 2.75% | |
| Certificates - 36 Month Term | 3.40% |
Loan Rates
Please refer to your quarterly newsletter for the most current rates, or call the office.
The assigned share types are as follows:
| Loan Type | Term | Annual Percentage Rate |
| Share Pledged | Up to 12 mo. | 4.75% |
| 13 - 36 mo. | 5.00% | |
| 37 - 60 mo. | 5.25% | |
| New Auto | Up to 36 mo. | 4.99% |
| 37 - 72 mo. | 5.99% | |
| Used Auto | Up to 36 mo. | 5.99% |
| 37 - 60 mo. | 6.99% | |
| Auto Transfer Loan | Up to 72 mo. - New | 6.50% |
| Up to 60 mo. - Used | 6.50% | |
| Personal Loans | Up to 12 mo. | 8.50% |
| 13 - 36 mo. | 8.75% | |
| 37 - 60 mo. | 9.00% | |
| VISA Credit Card | 13.90% | |
| For our most current Home Equity and Mortgage rates, please call the credit union office. | ||
