Share Draft (Checking)

Share Draft accounts offer you the ultimate flexibility in managing your finances.

For more information on how we manage Direct Deposits and Electronic Funds Transfers (EFT), click HERE.

Benefits of opening a Share Draft (checking) account:

• Access to accounts online via Home Banking.
• No monthly maintenance fee & no minimum balance required.
• All deposits insured up to $250,000 (from NCUA).
• Each account is eligible for Direct Deposit, Overdraft protection & Courtesy Pay options.
• Bill Pay & Remote Deposit are available as an optional service.
• 24-hour access to phone banking (KATIE).
• Convenient Instant Issue VISA Check Card option (debit card)

You have access to multiple overdraft protection options!

In the event you have insufficient funds in your Share Draft account, there are several options to cover your overdraft at nominal fees. Fees may vary depending upon the overdraft protection used for that transaction.

• The transaction is first fulfilled via funds in your Share account.
• Next, if you have an overdraft line-of-credit, we fulfill funds from it.
• If those options are not available, the transaction is covered by Courtesy Pay.