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Board Brief

  • unLOCk (Part 2)

    Posted in Board Brief on Nov 21, 2022

    Inflation,Your Money and the Holidays

    Less in Your Cart and Wallet We don’t need to tell you! If your staples (like rent or mortgage, food and transportation expenses) are increasing more than your take-home pay, it cuts into your disposable income (the money you have left).

    How to Cope Budgeting how you spend is key to managing your money. It allows you to look more closely at where the money goes and where you can adjust by reducing or cutting expenses. One obvious place to look is debt consolidation. Debt consolidation is where we can help you.

    Our new product, unLOCk, can be your Key

    How ...

  • unLOCk (Part 1)

    Posted in Board Brief on Oct 19, 2022

    Inflation, Your Money & the Holidays

    Through the end of the year, the Board Brief will look at decisions our members face due to the impact of inflation.

    For the longest time, Fed interest rates have been very low with only nominal inflation (2% or less).

    Since the pandemic, it is running more than 7%; more in certain goods (like homes, gas and the like).

    The Federal Government defines inflation as the change in the costs (over time) of a fixed basket of goods (food, rent, transportation, etc.) bought in an urban setting. The timeframe is usually a comparison of one month to the prior year’s m...

  • Email Phishing

    Posted in Board Brief on Sep 21, 2022

    Email Phishing Getting More and More Sophisticated!

    Whether it is the uncertainty in eastern Europe or elsewhere, scammers are getting more and more sophisticated...and DANGEROUS!

    Look at the email someone received recently who has a Chase VISA Card. Here are the subtleties and traps that the scammer is hoping you don't notice.

    Chase sends their alerts where the text after the @ sign is @alerts.chase.com. This scammer uses a slight alteration - @alertsp.chase.com!

    The ending 4-digits of the credit card is correct!

    The payment Due Date is wrong!

    The balance is wrong! (In fact, the person just p...

  • Our New Website (Part 3)

    Posted in Board Brief on Aug 17, 2022

    Simple, Fast, Easy

    That's what we had in mind in upgrading our new website.

    It starts with form and function. Our new site will automatically adjust to your screen whether a PC, iPhone, Android, iPad, tablet or Mac.

    ONE CLICK takes you to...

    Home banking

    Our online loan applications where you choose the type of loan you intend to apply for and immediately begin the application process. There is greater security because the loan application does not go out over the public Internet. In addition, you can leave the site and return at a later date should you need to gather additional information fo...

  • Our New Website (Part 2)

    Posted in Board Brief on Jul 20, 2022

    DIscover What's New!

    Actually, WHAT’S NEW is one of our new features on the website.

    ONE CLICK gives you access to the latest rate specials, upcoming events and whatever else is going on at your Credit Union. You will have one-click access to Home Banking, as well as, quick access to loan and new account applications. You will have increased security when you apply online via the website. Plus, you can easily find a form should you choose to print it out or manually fill it out and drop it off at the Credit Union.

    Any form submitted online will automatically be sent internally to one of our te...